Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern the access and use of the Sulizo educational platform, accessible at sulizo.com, operated by Sulizo Paraguay S.A. By accessing or using our platform, you agree to be bound by these terms. If you do not agree, please do not use our services.
1. Description of Service
Sulizo is a financial education platform that provides informational materials, educational articles, reference tools, and resources for personal finance training, aimed at citizens and residents of the Republic of Paraguay. Our service is strictly educational and informational in nature.
2. Educational Nature of Content
All content published on Sulizo is exclusively educational and informational in nature. Sulizo does NOT provide financial services, investment advice, tax consulting, nor does it act as a financial intermediary. The information presented does not constitute investment recommendations, financial product offers, or personalized advice. Any financial decision you make should be consulted with a certified financial professional. Data on exchange rates and markets is referential and educational, and does not represent official or real-time quotations.
3. User Registration and Data
To access certain resources or contact our team, you may provide personal data through our forms. By doing so, you guarantee that the information provided is truthful, accurate, and up to date. The processing of this data will be carried out in accordance with our Privacy Policy and current Paraguayan legislation on data protection.
4. Intellectual Property
All content on Sulizo, including texts, graphics, logos, images, educational materials, design, and source code, is the property of Sulizo Paraguay S.A. or its licensors and is protected by Paraguay's intellectual property laws and international treaties. The reproduction, distribution, modification, or commercial use of any content without express written authorization from Sulizo is prohibited.
5. User Obligations
By using our platform, you agree to: use the services only for legitimate and personal purposes; not attempt to access Sulizo's systems in an unauthorized manner; not distribute viruses, malware, or any harmful code; not use the content for commercial purposes without authorization; provide truthful information in contact forms; and respect the intellectual property rights of Sulizo and third parties.
6. Limitation of Liability
Sulizo provides its platform and content "as is" and "as available." We do not guarantee that the platform will be free of errors, interruptions, or viruses. To the maximum extent permitted by Paraguayan law, Sulizo shall not be liable for: direct, indirect, incidental, or consequential damages arising from the use or inability to use the platform; financial decisions made based on the educational information provided; economic losses derived from the interpretation of educational content; and technical problems or service interruptions.
7. Third-Party Links
Our platform may contain links to third-party websites for informational or educational purposes. Sulizo has no control over the content, privacy policies, or practices of these external sites and assumes no responsibility for them. We recommend that you review the terms and conditions of each external site you visit.
8. Performance and Risks
Any reference to returns, projections, or financial data on our platform is of an educational and referential nature. The potential return mentioned is adjusted for risks and does not guarantee future results. Investments carry inherent risks, and Sulizo assumes no responsibility for individual financial results.
9. Modifications to Terms
Sulizo reserves the right to modify these Terms and Conditions at any time. Modifications will take effect from their publication on the platform. Continued use of our services after the publication of changes constitutes your acceptance of the modified terms.
10. Applicable Law and Jurisdiction
These Terms and Conditions are governed by the laws of the Republic of Paraguay. Any dispute arising from the use of our platform shall be submitted to the jurisdiction of the ordinary courts of the city of Asuncion, Paraguay, with the parties waiving any other jurisdiction that may correspond to them.
11. Contact
For inquiries about these Terms and Conditions, you may contact us at: Sulizo Paraguay S.A., Av. Aviadores del Chaco 2050, Floor 12, Asuncion, Paraguay. Email: contacto@sulizo.com. Phone: +595 21 614 5800. Tax ID (RUC): 80123456-7. Registered in the Public Registry of Commerce under No. 14,523.